WHY DO I NEED CLAIMS MANAGEMENT?
Over 75% of home owners do not read their insurance policy and at time of renewal often turn to comparison websites to find the best price. Unfortunately the best price does not always offer the best cover.
Household claims including Fire, Flood, Theft and Storm can be extremely stressful and upsetting. Homeowners / landlords will soon realise they can also be financially draining and time consuming.
Let Davison & Associates help during this confusing and stressful time. You may find things are going wrong during the claims process. Insurance companies will appoint a Loss Adjuster to work on THEIR behalf and their aim is to minimise your claim. Make sure you have the same representation.
WHAT WE WILL DO FOR YOU
- Organise all emergency works to safely secure your property.
- Assist with sourcing alternative accommodation which will meet your family needs.
- Prepare, present and negotiate your claim including dealing with all paperwork and negotiating with Loss Adjusters.
- Ensure interim payments and settlements are processed promptly.
- Appoint specialist surveyors and contractors. By choosing a team you can trust, that are working on YOUR behalf allowing you to avoid Insurance Companies representatives.
- Provide peace of mind.
CASE STUDIES
Tayto - South Wales
Production plant destroyed by malicious fire causing multi million pound damage. Davison & Associates were recommended by the broker to assist in quantifying and the submission of property claim. This was a complex major loss, involving various site visits, dealing with various 3rd parties which were resolved to the clients' complete satisfaction.
Commercial Insurance
Menarys Hill Street Newry
Fire damage which had spread from adjoining building causing our client extensive damage to fixtures, fittings and stock with a business interruption impact. Davison & Associates sourced appropriate alternative retail accommodation in the locality which allowed trade to continue. We assisted with the recovery against the neighbouring property and successfully recovered the insurer outlay protecting Menarys claim experience.
Commercial Insurance
B&M
City centre retail unit destroyed, resulting in fixtures, fittings and business interruption. Davison & Associates appointed contractors to secure building and liaised with insurers and adjusters to protect the business and 22 jobs.
Premises reopened 6 months after fire, re-establishing trade and causing least amount of stress to both employer and employee. Circumstances of incident allowed on-going discussions with Compensation Agency ensuring Davison & Associates involvement from day one of claim to settlement.
Commercial Insurance
Warrenpoint Harbour Authority – Storm Damage
Storm damage to a warehouse during high winds causing extensive property damage. Davison & Associates managed the claim from date of incident to handover. Appointing 3rd party contractors, dealings with all advisors while keeping our client fully updated. This claim was made complicated due to the condition and age of the roof which also contained asbestos.
Davison & Associates involvement resulted in full claims settlement, the warehouse returned to full use imitating loss of business and complying with current building regulation standards.
Commercial Insurance
Escape of water – Belfast
1st floor apartment which had a slow leak from the washing machine which had been incorrectly installed resulting in extensive damage to stud walls, solid wooden floors and bathroom. Davison & Associates secured appropriate alternative accommodation and arranged a replacement bathroom and wooden floors throughout. Davison & Associates were able to take the stress from this busy working professional resulting in a very happy client.
Household Insurance
Storm Damage – Rathfriland
Listed building which suffered extensive ingressive water damage with over £100K of costs. Davison & Associates eased the burden managing contractors and surveyors, while liaising with household insurers to maximise the scope of repairs. Homeowners had initial difficulties with adjusters and insurance company which lead to our appointment which were then quickly rectified..
Household Insurance